To withdraw some or all of your superannuation, you will need to satisfy a condition of release. 

To satisfy a condition of release, you will need to have either: 

  • reached your preservation age and retired
  • left a job since reaching age 60 or;
  • reached age 65 (even if you haven't retired)

Generally you will need to have reached your preservation age before satisfying a condition of release. There are a limited exceptions, including:

  • permanent incapacity
  • temporary incapacity
  • severe financial hardship
  • compassionate grounds
  • terminal medical condition
  • First home super saver scheme (FHSSS)
  • Departing Australia Superannuation Payment (DASP)

If you believe that any of the above apply to you, please see our section on early release of super.